MTD is live. Is your business ready?
From April 2026, HMRC requires landlords and sole traders to ditch their annual tax return and move to digital record-keeping with quarterly submissions. The first deadline is 7 August 2026 — and most people aren't prepared.
I handle the whole process — software setup, digital records, quarterly submissions, and accountant liaison — so you never miss a deadline or face a penalty.
✓ Live Now — April 2026
Income over £50,000
Mandatory from this tax year
⚠ First Submission Due
7 August 2026
Q1: 6 April – 5 July 2026
April 2027
Income over £30,000
Next phase — 11 months away
April 2028
Income over £20,000
Final phase — almost everyone
More submissions. More deadlines.
More to get wrong.
MTD replaces your single annual self-assessment with five submissions per year — four quarterly updates plus a final declaration. That's five chances to miss a deadline and accumulate penalty points.
One submission a year
A single self-assessment tax return filed by 31 January. Annual record-keeping, often done in a rush. Familiar, but no longer compliant for those over the threshold.
Five submissions a year
Four quarterly updates due in August, November, February and May — plus a final digital declaration. All through HMRC-compatible software. All with penalties for late filing.
No more spreadsheets or shoeboxes
HMRC requires all income and expenses to be recorded digitally in MTD-compatible software throughout the year — not just at year end. Xero, QuickBooks, and FreeAgent all qualify.
Points-based fine system
Each missed deadline earns a penalty point. Reach four points and you receive a £200 fine — with further penalties for late payment. Stricter and more automatic than before.
I handle MTD completely.
You don't need to understand the software, learn the deadlines, or spend time on quarterly admin. I take care of the entire process — and work directly with your accountant to make sure everything is right.
Software Setup
I'll get you registered with HMRC for MTD and set up on the right compatible software — whether that's Xero, QuickBooks, Sage, or another approved platform.
Digital Record-Keeping
I maintain your digital income and expense records throughout each quarter — so when submission time comes, everything is already in order and nothing needs to be rushed.
Quarterly Submissions
All four quarterly updates submitted on time, every time. You'll never need to remember a deadline or worry about penalty points accumulating without you realising.
Final Declaration
At year end, I prepare and coordinate the final digital declaration — replacing your old self-assessment return — with full review and sign-off from your accountant.
Accountant Liaison
I work closely with your accountant throughout — or with Smart Accountants, my family firm, (Recommended)if you need one. Tax adjustments, allowable expenses, and reliefs all handled correctly.
Landlord Specialist
Property income under MTD has specific requirements — separate records per property, mortgage interest categorised correctly, joint ownership rules. I know the detail and apply it properly.
Not just admin support —
accounting knowledge.
Most virtual assistants can manage a calendar. Very few have the accounting background, the industry connections, and the genuine understanding to handle MTD properly.
Real accounting knowledge
I have hands-on accounting experience and have worked closely with accountants across multiple business entities — I understand the numbers, not just the admin.
Direct accountant access
My father runs Smart Accountants, a professional accountancy firm. Your MTD records and declarations are reviewed and supported by qualified accountants throughout.
Property experience
I already manage property portfolios for clients — holiday lets, long-term rentals, multi-entity structures. MTD for landlords is a natural extension of what I already do.
Deadline obsessed
The whole point of MTD support is never missing a deadline. I track every submission date, build in preparation time, and submit early — penalty points are never something you need to think about.
The first deadline is 7 August 2026.
Don't leave it until July. Get in touch now and I'll assess your situation, get you set up on the right software, and handle every submission from here.